Privacy Policy for Rachana Finance and Technology

1. Information We Collect

Depending on the service you use, we may collect the following categories of information:

• Identity and contact data: Name, email address, phone number, company name, job title, and postal address.
• Financial and advisory context: Information you provide for consultation, portfolio, lending, tax, investor-relations, or hiring workflows.
• Account and authentication data: Login credentials, profile information, preference settings, and session records for authenticated experiences.
• Technical and usage data: IP address, browser, device identifiers, pages visited, event logs, diagnostics, and security records.
• Communications data: Support requests, consultation forms, messages, attachments, and career submissions.

2. How We Use Information

We use personal information for purposes such as:

• Operating our website, authenticated features, and client-facing services.
• Responding to inquiries, scheduling consultations, and supporting customers, candidates, partners, and investors.
• Providing financial, advisory, analytics, hiring, education, and product-related services you request.
• Protecting our systems, preventing misuse, and complying with legal, tax, regulatory, and recordkeeping obligations.

3. Sharing and Service Providers

We may share information with hosting providers, analytics vendors, communications services, professional advisers, and other service providers acting on our instructions and subject to appropriate safeguards. We may also disclose information when required by law, to protect rights and safety, or in connection with a business transfer, restructuring, or investment transaction.

4. Regional Privacy Rights

Depending on where you live and the service relationship involved, you may have rights such as:

• Access and information: Request a copy or summary of personal information we process about you.
• Correction: Ask us to correct inaccurate or incomplete personal information.
• Deletion: Request deletion of personal information, subject to legal, contractual, and recordkeeping exceptions.
• Additional regional rights: Depending on applicable law, you may also have rights related to portability, restriction, objection, appeal, or grievance redressal.

5. Retention, Transfers, and Security

We retain information only as long as reasonably necessary for the purposes described in this notice, customer service obligations, legal requirements, and security review needs. Where information is transferred across borders, we apply contractual, technical, and organizational safeguards appropriate to the destination and use case. We also maintain reasonable administrative, technical, and physical safeguards designed to reduce unauthorized access, misuse, alteration, or disclosure.

6. Children's Privacy

Our services are generally intended for adults acting in a business, professional, or financial context. We do not knowingly collect children's personal information in a way that would require parental consent under applicable law.

7. Contact and Grievance Redressal

For privacy questions, grievances, or rights requests, please contact:

Rachana Finance and Technology
Email: admin@rachana.finance
General Contact: info@rachana.finance
Address: Mumbai, Maharashtra, India and DIFC, Dubai, UAE

8. Changes to This Policy

We may update this Privacy Policy from time to time as our products, vendors, or legal obligations change. Material updates will be reflected on this page with a revised effective date.