Home Loan EMI Calculator

Calculate your home loan EMI with tax benefits under Section 24(b) and 80EEA. Plan your dream home purchase smartly.

Loan Amount (₹)

₹50,00,000

Interest Rate (% p.a.)

8.5%

Loan Tenure (Years)

20 Years

Annual Prepayment (₹)

₹0

Monthly EMI

₹0

Principal Amount:₹50,00,000

Total Interest:₹0

Tax Benefit (Annual):₹0

Total Payment:₹0

✅ Section 24(b): Interest deduction up to ₹2 Lakhs on self-occupied property
✅ Section 80C: Principal repayment deduction up to ₹1.5 Lakhs
✅ Section 80EEA: Additional ₹1.5L interest deduction for first-time buyers (property value < ₹45L)

Disclaimer: This calculator is for estimation purposes only. Actual returns/taxes may vary.